Legal Services

Our office can assist in
individual and small business bankruptcies.


Chapter 7 bankruptcy is a
liquidation. This means that the bankruptcy court will take any of the debtor’s
nonexempt property and distribute the proceeds to creditors. There are
exemptions written into bankruptcy law that allows debtors to keep certain property.
The benefit of filing a chapter 7 bankruptcy is that most debts will be
discharged. Thus, chapter 7 bankruptcy is an attractive option for many debtors
to eliminate most, if not all, of their debts.


Certain higher-income families
and individuals will be precluded from filing a chapter 7 bankruptcy. In
addition, some may want to file a chapter 13 bankruptcy in order to keep
non-exempt property (for example a home with equity or expensive car). Chapter
13 bankruptcy allows debtors to develop a plan to repay all or part of their
debts. Debtors propose a repayment plan to make installment payments to
creditors over the span or three to five years. Contact us to determine whether
you are eligible to file a chapter 7 bankruptcy, whether you will be able to
keep your property, whether your debts will be discharged in a chapter 7
bankruptcy, and whether a chapter 13 bankruptcy would be more appropriate,
please contact us for more information.